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RELATED QUESTIONS:

What are auto insurance rates based on and why do some companies cost more than others?

Car insurance for teens?

i want to get a 2004 spyder eclipse two door, and i'm on my parents insurance (farmers insurance) because i'm 17, and was wondering if anyone knows about how much it will be a month.......

Car Insurance Coverage?

I've a question regarding car insurance coverage. If I scraped my car while parking in a garage will they cover the repairs for it? What portion of the insurance coverage is that? Would it be comprehensive? Thanks.

How will the Affordable Care Act impact part-time and full-time employees?

So I get that employees working 30+ hours, and where there are 50+ employees, have to be offered health insurance, lest the company get a fine, but I'm not sure how that will work ...show more

Renting a car for the first time- do I have to buy insurance bc my personal car insurance is not in my name?

My car and car insurance are under my fiancees name. I will be renting a car on my own. Do I have to buy the insurance because it's not in my name?

Insurance quesion, help!?

Cash value life insurance is more expensive than term insurance because a. it is usually sold to older people who have higher mortality. b. higher rates of interest are earned on term policy investments. c. whole life is subject to adverse selection. d. the whole life contracts include both a protection element and a savings or investment element. e. none of the above. Is this one C? Past efforts to address the growing imbalance between tax-paying workers and social security beneficiaries have included a. increasing the social security (FICA) tax rate. b. increasing the maximum income subject to the social security tax. c. increasing the normal retirement age. d. taxing part of social security benefits. e. all of the above. This one E? The Consolidated Omnibus Budget Reconciliation Act (COBRA) contains provisions that a. allow continuation of group health insurance by employees and certain dependents upon the occurrence of designated events. b. apply to all employers offering group health insurance to employees. c. require an employer to pay the cost of continuing former employees' health insurance for up to 36 months. d. allows terminated employees to continue their group health insurance for up to 36 months. e. all of the above. This one E?

Car insurance, accident related question.?

I have been recently involved in a car accident where the other driver ran a red light and totaled my car. I have witnesses, police reports and the individual that crashed in me got a red light ticket. My neck has severely been strained from the accident also lower back and right leg. I am going through an injury law firm and they recommended me to a rehabilitation clinic. The money that this rehabilitation clinic will receive will be from my insurance company but will I have to pay for it in the following years in my policy. Or will my record be clean and my insurance premiums will not go up? Thanks.

Can my employer raise my insurance rates without notifying me?

I wanted a refund for insurance rates I paid with my employers group policy now that I no longer need the insurance. They are now telling me that my rates went up back in January and want to back charge me. Is this legal?

How much would it be for a 16 year old kid to buy a 2010 Chevy Camaro LT1 and get insurance?

How do I get my insurance licenses?

Do I have to work for an insurance company before?

Massachusetts Health insurance?

I am in fifties and currently living in California. Due to the California high cost of medical insurance, My wife and I are thinking of moving to Massachusetts state, get a small home there and retire there eventually. The reason that we are thinking about is that we overheard Massachusetts have a much lower health insurance cost ($50/month ?). Please advise us if you are currently living in Massachusetts state or other states that have less expensive health care insurance and housing cost. You advise is greatly appreciated. Jo

Need a group for medical insurance?

Employer offers very skimpy medical insurance. Individual (i.e., non-group) insurance is very expensive. I have heard that groups have been formed so that members will qualify for group rates. Please tell which groups these are, and what you know about them. Many thanks.

Health Insurance for getting pregnant?

I'm thinking of getting pregnant, can anyone tell me what is a good insurance that would cover most of the bills I would have with dr. visits, delivery, etc. I can't afford to pay a lot.

Why is health insurance important?

Question about Car Insurance?

I'm 17 and going for my driver's test. My parents said that they were going to put my name under all three cars we own for insurance. That didn't make sense to me though. When I went to All State's website, and did an estimated quote, it would only let me pick one car for each person. Like just one primary driver for each car. My question is, how does this insurance thing work? Thanks!

Is it true when purchaseing a vehicle if the cost is under 7000 you dont have to have full coverage insurance?

i am in texas if any one can help let me know

Any1 know of any cheap car insurance companies or crappy jobs? i just passed my test but the insurance is a jk?

I dont know what to do, im 18, have no job, a few gcses but not in maths n english, and an AS in finance so its not exactly shocking that i cant seem to get a job. does anybody know of any jobs that nobody else wants? i dont care what i have to do I NEED MY INSURANCE. looks like getting a job is the only way to do it :( would prefer office jobs coz i have experience in admin and accountancy. IF you can't answer that, does anyone know of any cheap starter car insurance companies?, im a girl so i might get a cheaper then boys. thanks in advance :) xx seriously getting depresed and desperate! :'( il do anything!

How much does a No Insurance ticket from the police cost in Illinois?

I got a no insurance ticket about 2-2 1/2 years ago along with a no registration ticket. The car wasn't mine and I didn't know that the car had no insurance/registration. I live in Illinois by Chicago, so it may be different. I just found out that they suspended my license about 3-4 months ago, because I never went to court for the tickets.

What's a classic British car that's cheap and insurable for a learner?

Cheaper than a mini or morris minor.

Will my insurance payment go up a lot?

I was recently in a car accident, unfortunately I was the one who was at fault. It had just rained the night before and the road was wet and so my brakes did not respond and i ended up hitting another car. Anyway, my question is, how much will I have to pay for my insurance now. Will it double, triple? I know that payments tend to skyrocket after your involved in an accident and your the one at fault.

About how much would liability insurance be for a lawn care business with 2 workers?

Any idea of what liability insurance would be monthly for a brand new business that mainly mows, weedeats, and blows trimmings/leaves? Only 2 guys working (partners) the yards and one secretary/accountant.

How much would insurance cost for a 1990 Toyota Corolla?

I'm 17, it's my first car.

Is it legal for the car insurance to be in a name other than person paying the monthly car payment?

My sister's husband passed in November. Their car is in both my sister's and her husband's name; however, my sister can not drive and does not have a driver's license. She wants to keep the car insurance on the vehicle, but to do that she would need to have a valid driver's license. Soooo, she has asked me to get the vehicle insurance in my name using my driver's license. My question is this: Am I in ANY way responsible for anything that happens to/in/with the car if I am not the driver? I use my car and driver's license for work and I can not have blemishes on my driving record or my criminal background

Cheapest Motorcycle insurance?

I have a job & have paid my car insurance fully each month since I was 16 it was expected of me. I also tend to pay for my motorcycle insurance I have 2 jobs & go to College. I have had 3 speeding tickets 2 in 2008 & one in 2009 2 were around 10MPH over & the 3rd was around 15ish. I have my reasons for speeding regardless drive down the interstate & find more then 3 people that don't speed..SERIOUSLY I HAD PLACES TO BE cops are prejudice. Anyway I want a 02 or newer Motorcycle & state farm is my current provider although I know that are Top Of The Line & I just want the cheapest insurance for motorcycles. I understand my rates will be higher then average but I turn 21 in a year and it can only drop. I just need some Input here. Thank you!

Question about auto insurance?

I'm 16 and have my license and my own truck that i am the primary driver on, but i'm also the secondary driver on my dads truck does that make my insurance cost more by being the secondary driver?

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Massachusetts proof of car insurance while out of state?

OK. In Massachusetts, some car insurance companies don't give you/ offer a separate little card that serves as your proof of insurance; the licence plate/ your registration serves as your proof in MA. Now I was wondering. most other states have a requirement that you carry proof of insurance at all times while driving. In theory, if I was driving in another state, some distance from MA and therefore where the police are not familiar with how MA does things, and get pulled over, would the officer know that I was insured, even if I was unable to produce the little card, or would he always assume that without it, the driver is uninsured? the insurance is listed on the registration, but...

Why do people think that mandating car insurance is the same as mandating health insurance?

I could choose not to drive. Also even the democratic legal think tank advisers have said there is no legal precedent for mandating the purchase of health insurance from a private company. If they don't have single payer or even a public option it may not hold up in the supreme court.

Help me find affordable health insurance in ny state if i am not poverty level?

How to fix a speeding ticket and no proof of insurance?

I am a California resident in LA county. I got a ticket for speeding at around 80mph when the limit was 65. The cop pulled me over and asked for all the essentials. But i could not provide the proof of insurance even though it was in my glove compartment because the place was kinda messy. I found it after the cop left. Anyways, I got a ticket for speeding over 65 and no proof of insurance both marked non correctable. I know i can't contest for speeding, but can I somehow fix no proof of insurance? If there is a way, what are the steps?

What to do when you have lost your insurance documents?

i lost my life insurance documents what should be my next step

Whats some good cheap car insurance?

I have full coverage on my car and its costing me a butt load of money, i have state farm. Does anyone know of any good insurance companies?

Is Unitirin a good insurance company?

I need to get new insurance ASAP... is Unitrin OK?

How can I lower my auto insurance?

I am 20 years old. I live in Florida which is by far the WORST states to have auto insurance. I've only been in 2 accidents, both not my fault. One was a small fender bender (which my friend decided to get a PIP claim even though he didnt get hurt so he could snag some money from the government). The other i totaled my car, but that was over 2 YEARS AGO. This is a no fault state which sucks because both of them werent my fault!!!!! Currently my auto insurance is 253 dollars! I'm a college student and i CANNOT afford that, but thats the cheapest one I found. Geico and all the popular ones wont even look at me. And it also adds on the my mom was in an accident (also not at fault) she got hit from behind at a red light and of course they penalized her for that too. Florida is a fraud state, they penalize you for everything when its no fault. Does anyone know how i can lower my auto insurance? It's been 2 years since I totaled my car and almost 2 and a half 3 years from the small fender bender. I also got a small speeding ticket from maybe september or december of last year, but thats it. no other tickets. thanks!

Insurance for the baby?

Before you judge, I have a license, car, job, and apartment and am stable with income. I'm 17, and will be 18 by the time the baby is born, and I am covered under my fathers insurance which was established 17 years ago through my fathers work. Its Cigna PPO. Since then my father has been layed off because the plant closed down. He still has the insurance from his work and does not pay the huge bill because it was covered by his work. Now I'm Pregnant and, I'm trying to understand how insurance works. The baby cannot be added to this insurance because It has already been established. I know this for sure because my brother, 22 and unmarried, had a child in November and his child could not be added to our insurance plan. So will you please help me find insurances, Private insurances not state? Also can the baby be by itself or must it be with it's father or mother, me, on a plan?

Car insurance renewal?

my car insurance renewal is due on the 22 of this month. but i'm 200 dollars short. can i call them and give them a post dated check for a week later

For my situation, what is the best way to minimize my car insurance?

ok the situation is like this. my family has two cars. (maxima and accent) I (21years old) use the accent and my parents use the maxima. All three of us are under the same insurance plan. I might sell the accent and buy a used car and pay monthly(financing). so that means the insurance has to be full coverage right? and not liability. (the maxima and the accent are both fully paid and they are under liability right now) So if I buy a used car what is the best way to minimize the insurance cost?...which is a good insurance company? can I be covered under my dad's name or something? my friend said something like that..but I don't know if there is such a thing. by the way my parents live in massachusetts and i live in NJ. what should i do? (don't tell me not to buy a car)

Where can I find the cheapest car Insurance in NJ?

I trying to find insurance that is not not less expensive does someone know where I can go to get this?

Insurance for 16-20 year old Male?

Hello all, I am currently 16, and i have my drivers license. I am on my parents plan and i pay about $100 a month for full coverage with my parents cars. But here is my real question, I have been saving for a while (5 years) and i have enough to buy a car i have dreamed of buying for a long time. So i am going to, but my question is what would my insurence be if i did? the car is a 2002 BMW M3 SMG. It has 76,200 Miles on it. I am paying $20,000 for it. I am going to buy it weather the insurance is $1,000 or $100. I have a job and can pay for $1,000 if needed.. so if anyone knows a estimate of what it would be, let me know. If it helps, i have had my drivers license for a month. Also after i buy it, i may just not drive it, if it is too much $$$.. so if it would go down for me when im say 17-20 let me know how much =] Here are some pictures of the car: http://picasaweb.google.com/evanesterman/2002BMWM3SMG# Thanks

What is the cheapest car for car insurance?

I'm looking at buying a car, but I want one with really cheap insurance. I'm 17 so I know it will be pricey, but what is the best car that will keep my insurance low?

I want to make sure the insurance isn't too much when I start riding a motorbike- how do I get a quote?

How do I get a quote from the insurance company exactly? I guess I just call them up... but what sort of things will I need to be able to tell them?

Best car with cheapest car insurance?

I have passed my driving test in the uk. I am 17 year old male. I wanted to find out what is the best car to get that offers low car insurabce. Thank you

Does any1 know roughly how much it would cost to insure a 2000 automatic vauxhall frontera?

thinking of buying the car for my sister she's almost 19 and is a learner driver does any1 know roughly in s how much the insurance would be

Car insurance cheapest provider?

I'm under 25 and ive got a ford focus st,am paying 170 a month for insurance just wanted to know if anyone knew a cheaper company.im with elephant insurance

How to stop the direct debit car insurance and switch to another?

I want to stop my current policy with RAC.. and switch to another car insurance which is cheaper. How do I go about doing this? I pay monthy.

Are insurance premiums negotiable?

My home insurance rate goes up every year but this year it was $400 bec they said they redistribute my home and lumped it with a neighboring more expensive one. I called their main office spoke with the lady who answered the phone who wouldn't budge a dollar!! She gladly emailed a document to sign to terminate my policy. It really pist me off. Would it make a difference to call and ask to speak to the agent?

My car insurance is 5000 dollars?

I'm a 17 male and just got my license here in texas. I forgot which insurance company it is, but my yearly insurance fee is 5000 dollars, and thats a around 400 a month. I dont have my own vehicle and I'm sharing cars with my family. Is this normal to have that of an expensive plan?? Or should we shop around more for better prices?

How much would my car insurance be?

i plan to by a 95 toyota , i have been driving since i was 17 and now 21 and have had no accidents. how much would my insurance be on average.

What is the cheapest n nastiest car insurance I can possibly take out?

I'm 26, just got my license, have 0 years no claims bonus... What is the cheapest car insurance I can get? I don't care if they cover me for hardly anything... Also will they insure me on a Toyato Celica 1.8 VVTI 3DR 2000 I want the cheapest of the cheap guys!! Suggestions??

We are buying a 1995 mobile home (14X70). Does anyone have any idea how much insurance would be in Alabama?

How can your medical history be discovered?

when signing a form to release your medical records, how are they able to obtain those since there is no computer system that links all your records and if you seek treatment without utilizing insurance is it possible for anyone to actually find out unless they know the specific doctor you go to?

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Is it common for homeowners insurance to up without notice?

I have only owned my home for a year. I got a letter from my mortgage company stating that my payment would go up because my taxes and home owners insurance has gone up. I contacted statefarm to find out why my insurance went up (i was not notified) and was told that the company increased my dwelling coverage. Is this common?

Why Are We Not Reducing Health Care Costs?

The U.S. currently spends 50% more per capita on health care than the next western nation (Norway). On average we spend twice as much as France, Germany, Austria, Netherlands, Canada, and Switzerland. Our costs are increasing faster than these nations. According to the Congressional Budget Office the cost of Obamacare is an additionsl $1.76 trillion over ten years. For those who want to actually solve the universal health care problem, how about adopting one of the European plans noted above and cut our costs by 50%. Why the blind devotion to a bureauratic morass that will bankrupt the country? http://www.kff.org/insurance/snapshot/oecd042111.cfm

First car insurance help.?

Hi, I just bought my first car today. It was a Ford Ka 1997 1.3L. I am at college and have only 210 income per month. I don't know which would be the best type of insurance for me. I need to be insured for at the latest 24th April 09. Should I do monthly or annually. I did an annual insurance quote over the internet and the cheapest I got was with Endsleigh for 1500. What would be the best method of payment for me? Thanks very much for any help.

Cost of liability insurance for medical doctor?

What's the average cost for a private physician's liability insurance? What tips and advice do you have for someone starting a private practice?

Cruiser vs. Sportsbike Insurance?

I am 18 years old and looking to buy my first motorcycle. I like both styles of motorcycles but was wondering which type would be easier on my wallet. I am assuming a sports bike would be more expensive but how much more? Input would be great.

Is Kaiser HMO a good health insurance plan to buy?

Here's the thing. My current doctor told me that he's leaving and he's going to Kaiser. I don't want to lose him so I my only way would be to purchase Kaiser. So if I already know the doctor I want, does that make Kaiser okay? What are the benefits and drawbacks of Kaiser Health?

Is AARP's Homeowners/Auto Insurance A Good Deal?

Mom's insurance company made a whopping raise in her premium claiming they have been under charging her for 58 years! She wants to switch to AARP for homeowners and auto insurance. Are they a good company to deal with?

How much are car insurance for a first time driver?

hi i am getting a car soon and i am a first time driver.I would like to know how much insurance will be for a first time driver living in Canada ontario ?.

Do auto insurance companies actually confirm the info you provide for the quote?

After requesting a quote online, you anto insurance companies actually confirm that all the info u gave are true? For example; moving violations, actual address? Does the DMV verify this info?

How much would it cost if i put full coverage on a 2007 Nissan Altima?

I want to buy a 2007 Nissan Altima 2.5s and want to put full coverage on it. I want to know how much or approx how much would it be? and whats the best insurance out there that wont cost too much each month. geico? the general? farmers? progressive? Please respond back!

Insurance will not pay for storage?

I reside in California, and I was recently involved in an accident. The other party accepted 100% fault for the accident. My vehicle has been in storage since November 19th. The other party's insurance says they will only pay for storage up to the 23rd because paying more is not a reasonable amount. Can they really do this? If I do pay the storage that they will not cover, it will still cost me over $500! I mean they accepted fault, and it is their client's fault that I have been without a car for so long. It is their fault that my car had to be towed and put in storage. They are the professionals. They should be able to negotiate with the company, and not put the responsibility on me. What is the best way to handle this?

Is a Mustang LX considered a sports car for insurance purposes?

since GTs are sports cars (insurance is more for sports car)

Proof of Insurance?

I just bought a car yesterday and I know that before I drive it off the lot I need proof of insurance, What exactly to I need to show them in order to take the car home with me .... keep in mind that my printer is out of ink, and I would like to take it home today if possible

Male vs. female car insurance?

So as a 16 year old male driver, I'm aware that car insurance rates for me are significantly higher than a same age female driver, just because of my gender. How are insurance companies able to do this, no matter how many statistics they have saying we crash more, speed more often, ect...? This is discrimination vs. my gender, and for all they know I could drive like a granny. Now consider this: if statistics showed that blacks were twice as likely to crash than whites, could insurance companies charge more? No way! The NAACP would be all over them. That would be unfair to the black drivers that may drive safe. I just dont get why I am charged way more than what a girl gets charged, even though I am a very safe driver.

How much is my health/car insurance going to be?

i am a 18 year old girl in california. ive never gotten a ticket or pulled over and i drive a 2010 ford fusion se(4 cyllinder) with all the safety features it offers. i dont think i have bad credit because all i have is a debit card that is attached to my parents accounts and they deposit money in it when i need it. so if i try to go over my limit it doesnt let me. we have triple a insurance and our bank is wells fargo. i dont know if having a job changes the price but ive had 2 other jobs and am currently employed in a new one. ive never been fired only laid off once because i was a seasonal worker and i quit another for not enough hours. all 3 jobs are retail jobs not making more than 9 dollars an hour. also i am a full time student with 12 units in a community college. My parents have basically perfect credit, both of them. does anyone know how much it will be for both health and car insurance if i start paying?

What type of bike have the cheapest insurance?

Obviously a Harleys insurance is going to be huge, but what would be cheaper a 125cc supermoto, a 125cc naked bike or a 125cc sports bike? Also what make of bike would be cheapest like yamaha or Suzuki, but none of the Chinese crap

How can i compare all life insurance products of all companies?

Car insurance in Texas?

My sister was in my car when she got re-ended. The driver of the other car took FULL responsibility for everything and wants to resolve this. I am wondering how this will affect my insurance? As of right now my car only has liability and needs to be repaired, big time. Any information especially from TX insurance agents would be greatly appreciated.

Should insurance cover repair cost?

My cars engine is having a problem. It takes like two tries to start it up and it's a new car. So will my insurance cover the cost of repairing the car?

How much would it cost for a 16 year old with a 91-93 300zx tt?

How much would the insurance be for a 16 year old to have a 91-93 300zx twin turbo? in alabama

How much does accutane cost without insurance?

Im planning on possibly going on accutane by january if my skin doesnt clear up.... i will buy the cheapest generic accutane i can find, But how much will it cost for bloodwork, dermatologist visits, the pills, etc...etc... i herd it could be pricy but personally i dont care i just want to get rid of this 5 year long acne.....

How where and how can I get cheap car insurance?

I lost my job last year and I'm getting back on my feet again and I'm looking for very cheap insurance because I still can't pay too much.

I've started a degree course at my local uni. Should I tell my car insurance company?

My policy states that I work part time at a supermarket, which I still do. But I have started a degree course as of yesterday. I'm living at home, so no change of address, and I'm using the car to drive to my lectures. The uni is actually in the same area as where I work. Does my insurance company need to know and am I going to be charged?

What the Cheapest Car insurance company in your area?

I know this answer can vary based on your driving record and other factors.

What good are healthcare insurance brokers?

I called one two weeks ago & he was going to email me different quotes. He never bothered to, and so I called him & asked where they were. He said he forgot. Meanwhile I called another health care insurance broker & she too sent me some quotes. I attempted on line to apply for one, but there was a problem with the form allowing me to go further. I not only called the broker like she said I could if there was a problem, but I also emailed her about the problem. She didn't return my phone call, and as of yet has answered my email. It seems to me they must not want to make a commission, so is it just best to contact the health insurance companies on their own? In the past a broker was able to tell me if I would qualify if there would be a mark up above standard rates. Now they say just apply on line and see what happens. Everything has to be on line which always obviously doesn't work. So, what good are health insurance brokers? They need to just do away with them if they aren't going to work.

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A rough price of my insurance?

I was wondering how much will it cost for me to insure a 1.4-1.6L car.

People tell me i can get insurance of my own under18, is this true?

i want a vehicle but my father wont let me get one because hes scared that if i wreck than it makes his rates go higher. can i get my own insurance and not be on my parents?

What happens if lie to your car insurance company?

So i dented my mother's car by hitting another car. i told my mother it was a hit and run and she told me she was going to have the insurance company take care of it. The dent on the car wasn't that bad but it was pretty noticeable but the car that i hit didn't have any dents, just a few scratches .So the owner of car came out and took a look at her car and she said don't worry about it and thats when she let me go. I was pretty shocked of how she handle the situation. So can the car insurance find out if I'm was lying? i told them that a scooter hit it. The dent almost looks like somebody through a rock at it. The dent doesn't really look like i drove it into a car. its a really small dent with little cracks.

How much will motorcycle insurance cost me?

I am 18, live in Wisconsin. My license was suspended for a year, I get it back this October. When I get my license reinstated, complete the MSF course how much should I expect the insurance to cost annually. My driving record is below, -December 2011> Driving 1 to 10 miles per hour over the speed limit (3 POINTS) -April 2012> Imprudent speed (8 POINTS) -June 2012> Driving 20 miles per hour or more over the speed limit (12 POINTS) -August 2012> Imprudent Speed (8 POINTS) -No accidents whatsoever. I plan on getting a Yamaha R6 or similar motorcycle after taking a MSF course. Thanks guys, love ya ;)

How much is insurance for an 18 year old male?

I turn 18 on the 24th and my aunt and uncle are giving me their mustang. Its a 2000 ford mustang.. Anyways, they are actually putting it in my name. But before i lived with them, i was paying only liability and that was 200 a month. Does anyone know how much full coverage would be? Just wondering so I can know what to expect on car insurance cost.

What is Yearly renewable term insurance ?

My agent said that that the insurance that they offer has a feature of Yearly renewable term insurance? What is it exactly?

Fastest and cheapest auto insurance?

I want to know the fastest and cheapest auto insurance online?

Car insurance for a rental car?

Hello, I was looking to rent a car for about 1 month, but finding the rental companies insurance costly than the car itself. I called up few insurance companies and they are ready to provide me some cheap basic insurance for like about $75.00/month which covers liability, other car damages; but not the physical damage of my car (they said my credit card company should cover it). I discussed this with one of my friend and he said that the rental car company would not allowed you to rent a car on the renter's insurance. Is it true? If yes, then what could be the best way I can get a cheap and covered car insurance for my rental car for 1 month. Please suggest.

Would insurance on a 2005 pontiac GTO be cheaper then insurance on a 2000 Grand Prix GTP (Supercharged)?

Whats the cheapest insurance company you could find?

I'm 18 years old, just passed my test, and the cheapest quote I could find is LV at 2600 on a 1.2 litre 06 reg corsa.. Help guys??? D:

Car Insurance Question?

I recently had an accident that caused my car to be written off. There have been no problems and I'm now waiting for a cheque from my insurers. My question is this. When the cheque comes and I buy a new car what happens with regard to insurance, will I have to take out a new policy, can I keep the existing policy and add my new car to it, will my monthly payments go up, or none of the above? I'm sure this is very simple for an expert but it confuses the hell out of me.

Help PLEASE!! Auto Insurance Question?

I have a question concerning auto insurance. I recently totaled my vehicle at no fault of my own. Long story short the insurance company is offering me a few thousand more than Kelly Blue Book states the vehicle is actually worth. But what theyre offering is substantially lower than that which is outlined on the Declarations for Policy paper under value. Thing is, Ive verbally accepted the amount over the phone. Now theyre sending papers to sign over the vehicle. When I phoned the agency, I was informed by the assigned adjuster that he cannot offer more. I dont really believe him, afterall insurance companies are known for trying to take advantage of people. Heres the dilema, if theyre offering more than KKB and under the value on the policy. I assume theyre just trying to avoid paying what the real value is. Any help with this will be greatly appreciated. I have little knowledge in this, I just turned 22 years old and this was my first car.

Farmers Insurance problem when changed from CA to OR?

Hi, I've had insurance in CA for 2 years and moved to Oregon recently. I had my insurance tranferred with an useless Farmers Agent in OR. The thing is I already paid my 6 months premium in CA which is covered me until 06/2009. I paid nearly $450 for until 06/29. I've had quite a few discounts in CA but the jug-head agent in Oregon, not shifted any discounts to Oregon automatically. I got a bill for next 6 months from that agent saying that I have to pay $1000, since I haven't lived in Oregon for long enough. Jeez!!!. It's almost a $600 rise in my insurance that too I haven't had any claims or ticket in my last 5 years. I went to meet him in person but he told that's all he can do it. He didn't look my CA policy/discounts too. Then I told him, I can get $500 insurance anywhere else. But he challenges me if I could get something like that. I haven't approached any other insurers yet. Is it anything like insurance history or something like that maintained nationwide or in Oregon? Does he threaten me based on somre record? Can I get some decent insurance from someother insurers/agents? In CA I've never paid my 6 months permium more than $450. I'm the only driver for my car and the car is 8 years old. I've never claimed from any insurance till date. I neither had any speeding tickets elsewhere. Can I get some insurance for some decent rate If I shop around? My farmers insurance expects to pay the additional premium in a week else my policy with farmers expires. I dont want to meet someother farmers agents. I wanna get out of farmers and go with someone else. Can I get some decent insurance in a week?

Affordable car insurance/ college student. please answer =]?

hey everyone! i am looking for some car insurance! like... the most affordable i can find... for a 98 nissan. i am 18 years old, no accidents or tickets. and im a broke college student soooooo the cheaper the better, and just liability is fine. any suggestions? good/bad experiences? thank you!!

Advice for Car Insurance?

Hi, I just been given a quote for a car insurance and it says Annual premium is 3000 and Total Excess is 1000. Does this mean, my total amount of car insurance is 4000. What is Annual Premium and Total Excess what does it really mean. Your advice is important to me, thanks

What is the average cost for a 30 year old male to pay for car insurance?

How much does it cost a 40 year old male pay for car insurance? What guidelines do insurance companies use to determine the price for an individual? Is zip code, profession, driving record, or age the major factor?

Founders insurance refuses to pay for an accident, how do we get them to pay?

my friend got rear ended and the hit was so severe they bumped into the person in front of them and the car at fault ha founders insurance wont pay they have to cover medical expenses as well as the car being totaled..they refuse to answer their phones or return any calls at all. i looked up the reviews for the company and everyone says they suck...so now my question is now how do we get them to pay for the car and medical expenses its been a week now and nothing

What is the best car insurance company in Britain?

I am 17 and looking to be put on my dads insurance. The car is a 1.4 Renault Clio and the cheapest quote is 1600. How do you get them to take the price down when speaking to them on the phone? Also I have had a bike for a couple of years with my own insurance, will this make a difference? Cheers!

Ok i dont have car insurance but i want to rent a car for a month, is there a car insurance for this situation

so i would just like to pay for the car insurance for a month. I was wondering though do I need car insurance when i rent a car.

How can i get a cheaper car insurance in ny after 3 non fault accident?

i have 3 accident on my current insurance , one was flood which was no fault of my own and the other two were where someone else hit my car now all state send me a letter that they are dropping me...im shopping around but everywhere else is charging me like $600 a month...that double of what im paying now ..is there a way i can get any insurance for cheaper ? what should i do??? please help...thanks...

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I'm looking into buying a 2002-2004 M3. I'm 18 yo male with a clean driving record.

How can you make insurance for your car cheaper?

Young driver and cannot find any reasonable insurance companies at all!

Do all pharmacys run your insurance?

Do they have to run your insurance whether you tell them you don't have it or not?

Where can I get the best car insurance rates?

I have been on the same plan for 10 years now and they charge $165 each month which is ridiculous. Any idea what is the best company to get a better insurance rate?

Suggestions on cheap home insurance?

I'm looking for an economical home insurance that will be able to cover the inside only. I'm looking for suggesting, mostly not well known companies since they can be a bit more pricey.

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